Do I Have to Suffer Provable Economic Damages to Make a Claim Under the Fair Credit Reporting Act?

Do I Have to Suffer Provable Economic Damages to Make a Claim Under the Fair Credit Reporting Act? One of the main issues we face in bringing claims for consumers under the Fair Credit Reporting Act (“FCRA”) or other similar statutes is proving the amount and extent of the injury caused by the allegedly wrongful …

Identity Theft FAQ

What Can Happen if Someone Steals My Identity?   When your identity is stolen, the identity thief usually does so with the intent to unlawfully use that information for their own economic gain.  Some of the most common ways that an identity thief will use your personal information are set forth below.  If unauthorized charges …

Protect Yourself From Identity Theft

What is Identity Theft? “Identity theft,” sometimes referred to as “identity fraud,” refers to the act of another person impersonating you, usually to obtain some financial gain.  In most circumstances, this will involve another person gaining access to your personal information, such as your Social Security number, birth date or driver’s license numbers.   How …

Supreme Court Justice Neil Gorsuch Issues First Opinion on Debt Collection

“Disruptive dinnertime calls, downright deceit, and more besides drew Congress’s eye to the debt collection industry.”  That is how the most recently appointed United States Supreme Court Justice Neil Gorsuch started his first opinion on behalf of the unanimous Supreme Court. The full opinion can be found here https://www.supremecourt.gov/opinions/16pdf/16-349_c07d.pdf. The case at hand looked at …

The Justice Department Will Stop Setting Aside Settlement Funds for “Special-Interest” Groups

A new article by the Los Angeles Times discusses that, under President Trump appointee Jeff Sessions, the Justice Department will no longer set aside money from fraud settlements with corporate wrongdoers (such as Bank of America and Citigroup) to give to community groups and nonprofits. It had previously been commonplace under the Obama administration to apportion …

U.S. Supreme Court Confirms That States Can Sue Banks For Foreclosure Crisis

Today, in the matter of Bank of America Corp v. City of Miami Florida, the United States Supreme Court has decided by a 5-3 decision that states have the power to sue banks for discriminatory lending practices, including racial discrimination, that led to the recession and foreclosure crisis. Read the Supreme Court decision here. In …

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