Do I Have to Suffer Provable Economic Damages to Make a Claim Under the Fair Credit Reporting Act? One of the main issues we face in bringing claims for consumers under the Fair Credit Reporting Act (“FCRA”) or other similar statutes is proving the amount and extent of the injury caused by the allegedly wrongful …
You followed our FCRA blog posts and understand how accurate credit reporting is important for your financial future. You sensed that something was wrong with your credit report and you have identified inaccuracies. You followed our instructions and used our Sample Dispute Letter to dispute the false report. Finally, the false credit reporter has responded. But …
If you find incorrect or inaccurate information on your credit report, you need to take action immediately. The best way to protect your rights is to send a dispute letter to the credit reporting agencies (Transunion, Equifax, and Experian) and the furnisher of the information. A “Sample Dispute Letter” which includes the address for the …
Continue reading “Fair Credit Reporting Act – After You Find An Inaccuracy”
This is Part 3 of 3 on our series regarding credit disputes and related claims. In Part 1, we shared an overview of credit and how it impacts our financial lives. In Part 2, we explained how to dispute inaccuracies to the credit bureaus and reporting entities. Today in Part 3, we discuss the remedies …
This is Part 2 of our 3 Part Series on credit reporting and associated claims. Your credit report contains the information provided to the three major credit-reporting bureaus – Equifax, Experian, and TransUnion – related to your loans, purchases and other financial transactions. If you find an error on your credit report, you have the …
© 2024 Katchko, Vitiello & Karikomi, PC all rights reserved.