What is Identity Theft? “Identity theft,” sometimes referred to as “identity fraud,” refers to the act of another person impersonating you, usually to obtain some financial gain. In most circumstances, this will involve another person gaining access to your personal information, such as your Social Security number, birth date or driver’s license numbers. How …
You followed our FCRA blog posts and understand how accurate credit reporting is important for your financial future. You sensed that something was wrong with your credit report and you have identified inaccuracies. You followed our instructions and used our Sample Dispute Letter to dispute the false report. Finally, the false credit reporter has responded. But …
This is Part 2 of our 3 Part Series on credit reporting and associated claims. Your credit report contains the information provided to the three major credit-reporting bureaus – Equifax, Experian, and TransUnion – related to your loans, purchases and other financial transactions. If you find an error on your credit report, you have the …
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